If a contract is overly one-sided and reached by procedure that is unfair and which does not present equal bargaining power may be overturned based upon grounds of unconscionability.
Click-Wrap Agreements
Beware of click consent or "click wrap" agreements on websites. You are agreeing to a contract that will likely be upheld as if it were a written document. A user can "assent" or agree to be bound by the terms of a contract simply by clicking "I agree", "AGREE", checking a box reading "I understand and agree to the terms and conditions" or some variation that shows your agreement and understanding of a terms and conditions page, terms of use or other indication that you have read and understood what you are "signing". In this case you are, in fact, "click-consenting" and agreeing to the contract in question by your conduct and online activity.
The Myth of Mortgage Fraud
Mortgage Fraud - you have probably heard of it. Guess what? It does not exist. There is no statute entitled "Mortgage Fraud".
