A fire destroys your home, or someone sues you because he/she got injured while visiting your business. In both cases, you expect your insurance company to cover at least some of the damages. However, insurance companies improperly refuse to pay valid claims all the time, acting in bad faith.

How can you recognize Insurance Bad Faith?

Any insurance company has certain duties to perform, such as:

  • Investigate your claim fairly, honestly and promptly;
  • If your company was sued by someone, provide and cover your defense costs;
  • Evaluate the damages and come with a fair settlement offer;
  • Approve or deny the claim with a valid explanation and within a reasonable amount of time;
  • Pay the approved claim to you in time, or if you were sued and found liable, it should cover the claims as described in your insurance policy.

If the company: 

  • fails to fulfill these duties, 
  • uses deceptive practices to deny claims or 
  • misrepresents the terms of coverage from your policy, 

this constitutes insurance bad faith. 

In other words, the insurance company breaches the insurance policy, basically the contract signed with you or your business. In this case, you can file a complaint and even start a lawsuit.

Contact us online today, and our experienced attorneys will review the facts and the circumstances of your insurance case, as well as the denial reasons given by the company. If needed, we can file a bad faith insurance claim on your behalf.


Client Reviews

Jonas Y., Google

Rated 5 out of 5

If you need a “ Closer”, go see Troy. Troy has been one of the best attorneys I have ever worked with. I don’t typically give reviews but after the last case Troy helped me settle out of court, I won’t hesitate to use Troy again! Thanks for all you do Troy !

Jonas Y

Daniel E., Google

Rated 5 out of 5

I left a voicemail for Tom late Sunday evening and received a phone call first thing the next morning.

Tom was very quick to reply to any questions I had, and if he was caught up in a meeting, he was sure to return my call promptly.

Tom provided sound and logical advice, during a very stressful and uncertain time. At times I asked him to be more aggressive and was often met with the pros and cons of that decision, allowing me to understand the approach and thought process behind his strategy.

Ultimately he provided options for several paths for us to take, worked swiftly, and got us where we needed to be.

He reached out several times to check on my sanity and make sure I was good.

As someone with very high expectations, I would highly recommend his services. He provided expertise that proved to be successful, and also took the time to make sure I was emotionally solid.

Tom assisted with me with a 50% / 50% ownership conflict.

Daniel E

Bob W., Google

Rated 5 out of 5

What was thought to be a simple breach of contract turned into a nightmare. Through their tenacity and their deep knowledge of the law, we were successful. There is no reason to look any further as you will not get any better representation than this firm. I highly recommend them and strongly suggest that if you are considering starting a business or are already managing one, this firm will guide you, avoiding the troubled waters businesses sometimes find themselves in.

Bob W

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